Yay!
Our mortgage pre-approval got pre-approved!

Which apparently means that we’re allowed to sign a piece of paper that acknowledges this pre-approval status and would become binding in the event that we are approved. This piece of paper is then the thing that true approval is based on.
It seems a little circular to me but hey, this is the first time I’ve done anything like this ever.

The point is, we’ve been looking for houses and now we have a dollar figure from the bank so we know what we can spend and how much it’ll cost us.
The answer is A LOT.

This is both good and quite scary.
Apparently we also have very good credit. That feels good to know. I was a bit worried because I hit rock-bottom-had-no-money-to-my-name living-off-the-credit-card-until-I-graduated a couple years ago, and all of twice (in the past 8 years) paid my credit card bill late.
Hey, it’s not like I know how much “weight” that kind of thing has if you’ve paid on time/paid it off every other month for the 8 years I’ve had the thing.
I knew I was good otherwise; building good credit is the whole point of getting a credit card when you turn 18. ^_^

So blah, blah, blah, we’ve been doing some serious financial shuffling and number crunching.
We can afford the house we’re looking at (more details in a future post) plus have some left for proper savings (plus regular living, of course) with a few minor changes; mostly to my spending habits.
*cough*

Anyway!
Exciting! Scary! Mostly exciting!
More news as things develop!

You know what’s depressing? Still owing about $2k on my car over and above the amount that it’s worth if I sold it.